Florida homeowner resource
My Safe Florida Home: what South Florida homeowners should know before roofing work
A practical overview of the My Safe Florida Home (MSFH) process for homeowners considering eligible hurricane-mitigation roof work. Program eligibility, funding, and application windows can change, so use the official MSFH portal as the final source.
Before you decide
Walter General Construction is not affiliated with, endorsed by, or an approved contractor list of the My Safe Florida Home Program. MSFH currently allows homeowners to choose an appropriately licensed Florida contractor; the homeowner is responsible for contractor selection and program compliance.
How to think through the process
Open what matters to you.
01
Start with the official MSFH process
The program uses an initial wind-mitigation inspection to identify recommended improvements. An inspection application and a grant application are separate steps.
02
Wait for approval before construction
MSFH warns homeowners not to begin mitigation construction before receiving official grant approval when reimbursement is expected.
03
Choose a properly licensed contractor
The program says homeowners may choose a Florida contractor whose active license is certified or registered with DBPR in an eligible category, including roofing, building, residential, specialty, or general contracting.
04
Match the work to the inspection recommendation
Only eligible improvements completed under program rules can qualify. Roof patching or partial repairs are not treated the same as an eligible contiguous roof-covering replacement.
05
Close permits and complete the final-inspection process
After eligible work is complete, the program requires the final-inspection and draw-request steps before reimbursement or grant disbursement is completed.
Important points
- MSFH materials state that qualified grant funding may contribute up to $10,000, subject to program rules, legislative appropriation, and available funds.
- For matching grants, current MSFH guidance describes reimbursement of up to two-thirds of eligible project cost, capped at the program maximum.
- If roof covering must be removed to perform a recommended improvement, eligible roof-covering replacement may be included under program rules.
- The homeowner should verify the contractor's active Florida license through DBPR before entering contractor information in the program portal.